← Back to site
PAY LATER · INSTANT APPROVAL

Get pre-approved before you visit

Apply with Afterpay or Affirm in under 60 seconds. Take home your gold today, pay it off over time — no waiting at the counter.

HOW IT WORKS

Three simple steps

1

Apply on your phone

Tap one of the apply buttons below. Quick application, no commitment.

2

Get an instant decision

Find out in seconds if you're approved and your spending limit.

3

Visit the store

Bring your phone — show the virtual card at checkout and take your piece home.

CHOOSE YOUR OPTION

Two ways to pay over time

Afterpay

4 INTEREST-FREE PAYMENTS

Split your purchase into 4 equal payments. First payment today, the rest over the next 6 weeks. Always interest-free.

  • No interest, no fees if paid on time
  • Approval in seconds
  • Use the Afterpay app to generate an in-store card
  • Available in Canada
APPLY WITH AFTERPAY

Affirm

PAY OVER 3, 6, OR 12 MONTHS

Choose a longer payment plan that fits your budget. See your exact monthly cost upfront — no surprises, no compounding interest.

  • Rates from 0% APR (depends on credit)
  • See your monthly cost before you apply
  • Get a virtual card to use in-store
  • Available in Canada
APPLY WITH AFFIRM

Bring your phone to the store

Once you're approved, you'll get a virtual card in the app. Show it at our counter and we'll process it just like a regular card payment.

REMEMBER YOUR PHONE
QUESTIONS

Common questions

Will applying hurt my credit score?

Afterpay does a soft check that won't affect your credit. Affirm may do a soft or hard check depending on the plan you choose — they'll tell you upfront before you commit.

What's the spending limit?

Limits depend on your individual approval — usually a few hundred to a few thousand dollars. Use the apps to check before you visit.

Can I use this for any piece in the store?

Yes — any 22K or 24K gold piece, gold bars, custom orders, or jewellery within your approved limit.

What if I'm not approved?

No problem. We accept Visa, Mastercard, debit, cash, and offer our Seetu monthly savings plan for larger purchases.

Is there an extra fee for using Afterpay or Affirm?

No — the price is the same whether you pay upfront or use a payment plan. Afterpay charges no interest if paid on time. Affirm shows you any interest cost upfront before you confirm.

Ready to visit us?

New Ranganas Jewellery

6055 Steeles Ave E, Unit C102, Scarborough, ON

Open daily 11:00 AM – 8:00 PM

CALL (647) 702-2159 WHATSAPP US